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Health and disability · AB, BC, MB, NB, NL, NS, NT, NU, ON, PE, SK, YT
Federal monthly benefit for CPP contributors under age 65 whose severe and prolonged mental or physical disability regularly stops them from doing any substantially gainful work. In 2026, the payment includes a fixed $610.46/month amount plus an earnings-related portion, up to $1,741.20/month.
Eligibility conditions
Be aged 18 to 64
Have a recognized severe and prolonged impairment
How to apply
Confirm you contributed enough to the CPP (generally 4 of the last 6 years, or 25 contribution years including 3 of the last 6 years).
Gather medical information showing a severe and prolonged disability.
Apply for CPP disability benefits through Service Canada; Quebec residents who contributed to the QPP generally apply to the QPP instead.
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